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In most cases, Chapter 7 Bankruptcy is a relatively short process (approx. four months) where you can keep all of your assets, sometimes businesses too, and get a fresh financial start by getting your unsecured debts discharged.
You may have non-Bankruptcy options to resolve your debt. However, Ch. 7 may be your best and final option.
If you are not eligible for Chapter 7, you can file a Chapter 13 case which can last up to five years where you can cure late mortgage payments, keep all assets and receive a discharge of debts remaining after your repayment plan is concluded.
Contact us for your free first time consultation to review all your options and whether Ch. 7 or Ch. 13 is possible for you.
If you are not eligible for Ch. 7 & Ch. 13, we can assist you with debt settlement where you settle your debts at a fraction of the total balance with a convenient payment schedule.
Contact us for a free first-time consultation to review all your options: Ch. 7, Ch. 13, debt settlement and collection defense.